Earn up to 23% APR
Interest accounts for crypto and stablecoins with compound interest.
Make your crypto productive.
Withdraw when needed.
Deposit crypto and stablecoins. Earn compound interest.
112,722
Active Users
$238,939,304
Crypto Assets under Management
16.1%
Average Yield Paid (Q4 2025)
5 years
Operating
Why investors choose CoinDepo
Withdraw anytime
No lockups. Full control over your funds.
Flexible terms
Daily to annual options – you choose.
Let your crypto work for you. Stay in control.
Start by earning on your assets.
Borrow when you need liquidity.
Spend without selling.
Earn
Borrow
Spendsoon
Calculate how much you can Earn
Select currency type & period:
$
Stablecoins · Daily
Estimated earning over 12 months:
17% APR
$ 3,231
Withdraw anytimeAll plans compound. Rates vary by asset and term.
The longer the term, the higher the earning potential.
All plans compound. Rates vary by asset and term. The longer the term, the higher the earning potential.
Borrow without selling your assets
Get funds when you need them while your deposit keeps earning interest.
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No need to sell your crypto -
Your assets stay invested -
Withdraw or spend your loan
Physical & virtual crypto cards.
Use your crypto assets in everyday life with more flexibility.
- Accepted worldwide by 90M+ merchants
- Apple & Google Pay integration
- Use credit without selling your crypto assets.
- Spend from your stablecoin balance.
How CoinDepo generates yield
Client deposits are deployed across a diversified portfolio, primarily focused on lending strategies.
The resulting income funds client interest while supporting platform operations and liquidity.
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Client deposits
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Capital allocation
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Portfolio income
How we protect client assets
CoinDepo combines custody infrastructure, independent audits, account safeguards, and liquidity backstops to strengthen client asset protection.
Custody & Insurance
Secured with Fireblocks infrastructure, certified controls, and insurance-backed custody protection.
Independent Audits
Audited by CertiK and Hacken, with external review of platform security practices.
Account Safeguards
2FA, verification, account alerts, and withdrawal security checks help protect access & transactions.
Liquidity Backstops
Liquidity reserves and guarantor support are designed to strengthen resilience during stress periods.
Get more with the COINDEPO Token
The COINDEPO token gives you optional benefits across the ecosystem - higher deposit rewards, lower loan rates, and a voice in key platform decisions.
Community-driven Charity
A dedicated charity pool is built into the token design, and token holders help decide how it is used.
Token Rewards
Boost deposit benefits with up to +5% APR, and reduce loan rates by up to -3%.
Governance Power
Vote on product, marketing, exchange, charity, and token-economy decisions.
Community-driven Charity
A dedicated charity pool is built into the token design, and token holders help decide how it is used.
